I am under investigation by HMRC- what should I do?

HMRC will normally send you a letter to let you know they have launched a tax investigation into your affairs, in this letter you will normally be asked to submit your personal and business records.

Do not do this until you have engaged a tax investigation specialist.

A tax investigation specialist will negotiation with HMRC on your behalf to ensure they have no further contact with you.

Don’t suffer countless sleepless nights and unnecessary stress contact Henderson Morgan’s multidisciplinary team of experts who can work on your case protecting your interest to the full extent of the law.


Contact the tax investigation team at Henderson Morgan on 24/7 0044 203 150 0923 or email investigation@henderson-morgan.com

How to choose a offshore account

When opening a UK current account you have a choice when it comes to which account best suits your needs and it is exactly the same when considering an offshore account.

There are literally thousands of international providers out there all offering a range of accounts so how on earth can you find the best offshore bank account?

There are 3 things to consider when choosing a provider.



Safety & Security

The number one consideration when opening an offshore bank is the safety and security of your money. Make sure any bank or financial institution is based in a politically and economically stable jurisdiction, with suitable regulation.


Financial Advantage

An offshore account can be advantageous for those who deal in international multicurrency transactions, frequent travellers, those who live abroad and potentially tax efficient investments. Opening an offshore account should be financially advantageous to you.
Customer Service Levels
Many banks have forgotten the importance of customer service, you have become an account number to them and they have become a call centre or an automated telephone service to you. This is ok when you just need a quick account balance. However, when you want advice on how best to structure your account, how cheaply or swiftly you can send money internationally, where best to invest or how to secure an international mortgage or loan you a need a more personal and professional level of customer service. Discuss with any potential provider how you expect your relationship with then to be managed.
Henderson Morgan is a financial service provider regulated by the New Zealand government, a politically stable and safe jurisdiction and covered by the Financial Dispute Resolution up to £100,000; double that of UK Banking institutions. We provide a range of personal and corporate accounts as well as term deposits with competitive interest rates paid.
Our most popular account is our Premium International Account for clients who demand an exceptional level of customer service. At Henderson Morgan we provide ourselves on knowing our customers and understanding their needs.

The Premium International Account is ideal for our customers who seek flexible access to their money worldwide with a personal relationship manager ensuring exceptional customer’s service.

The account provides:


• Multicurrency banking in GBP, Euro & USD

• Free Platinum MasterCard in GBP

• 24/7 internet banking

• Priority Pass to give you free access to airport lounges worldwide*

• Your own personal relationship manager

• Preferential interest rates on Henderson Morgan term deposits

• Reduced fees on HM Wealth Management


If you would like to open an offshore account or discuss a whole range of Henderson Morgan products and services please contact our team on 0044 203 150 0923 or email advisor@henderson-morgan.com

Resolving Tax Problems

Tax investigations and conflicts with the HMRC can be a very difficult and stressful time for you and your family. Henderson Morgan works with you to resolve any tax investigation or disclosure in the most efficient, cost effective and timely manner possible to HMRC
Henderson Morgan is non judgemental and will take control of the investigation which allows you to carry on with your business and life. We pride ourselves on passionately supporting our clients.
Please contact our 24 hour phone line on 0044 203 150 0923 or contact investigation@henderson-morgan.com our initial consultation is free and confidential

Life After a Tax Investigation

Once you have survived a tax investigation, it is important to keep your ongoing tax affairs in order, as HMRC will view a second investigation in a more serious light.

Contact a Wealth Management professionals who can assist you to reduce your income, inheritance and capital gains tax, whilst protecting your assets from liabilities and creditors.

Henderson Morgan has a team of diverse of professionals who have over 20 years of experience in Wealth Management, please consult our team for a free initial consultation advisor@henderson-morgan.com or call 0044 203 150 0923

Benefits of Wealth Management

Wealth management is the process of managing your financial, investment, tax, legal and estate planning; it is a comprehensive process that takes care of your financial planning for the long term.

There are several advantages of wealth management: it helps reduce income tax, inheritance tax and capital gains tax. It also enables you to multiply your assets and earn higher yields. It protects your assets from liabilities, creditors, mortgages and much more.

Wealth management secures your principal assets and helps in increasing the rate of return on your assets and investments. Henderson Morgan has a team of diverse of professionals who have over 20 years of experience in Wealth Management, please consult our team for a free initial consultation advisor@henderson-morgan.com or call 0044 203 150 0923

How to survive a tax investigation

A tax investigation can be a very difficult time for you and your family. However, you must keep calm, don’t lie to HMRC, destroy evidence or make partial disclosures. If you are being investigated by HMRC it is vital that you seek professional advice from the beginning, someone who understands the jargon and can talk to HMRC on your behalf. Don’t discuss your tax affairs with anyone but your professional advisors and work with your advisors to be well prepared for any meetings, never assume HMRC are ignorant of anything.
Henderson Morgan is non judgemental and will take control of the investigation which allows you to carry on with your business and life. We pride ourselves on passionately supporting our clients. Please contact our 24 hour phone line on 0044 203 150 0923 or contact investigation@henderson-morgan.com our initial consultation is free and confidential.

Offshore Banking is only for the Wealthy-isn't it?

Myth-offshore banking is for the wealthy

Offshore banking has traditionally been the realm of the wealthy but offshore banking is for everyone. You can open an account for as little as £250 which a low minimum balance of £500, and the you can take advice of all the benefits of banking offshore

Borrowing against your offshore assets

The global economic downturn has made credit difficult to obtain.

If you have offshore assets how do you maximise these to secure short/medium term credit without divesting your wealth.

There are a wide range of options available internationally and the Wealth Management professionals at Henderson Morgan can help you secure effective and efficient credit simply.

Contact advisor@henderson-morgan.com to discuss your options further.