Do you get great customer service from your offshore bank?

Exceptional customer service is an integral Henderson Morgan our customers are a vital asset to our business.
1. We know our customers are the boss
2. We Listen to our customers
3. We aim to identify and anticipate customer need
4. We aim to make our customers feel important and appreciated
5. We help customers understand Henderson Morgan
6. We Know how to apologize
7. We try to give more than our customers expected.
8. We ask for customer feedback.
And most importantly we appreciate the power of saying yes to our customers.

Henderson Morgan’s Premium International Account is a flexible offshore account for your-day to-day banking needs, and a convenient, secure and tax efficient way to manage your money.
• Multicurrency banking in GBP, Euro & USD
• Account opened in New Zealand a politically stable, regulated and safe jurisdiction

• Free Platinum MasterCard in GBP

• 24/7 internet banking

• Priority Pass to give you free access to airport lounges worldwide*

• Your own personal relationship manager

• Preferential interest rates on Henderson Morgan term deposits

• Reduced fees on HM Wealth Management to take make the most of the tax advantages of banking offshore


It is simple quick and easy to open an offshore account with Henderson Morgan online.

If you would like to open an offshore account or to discuss the whole range of Henderson Morgan products and services please contact our team on 0044 203 150 0923 or email advisor@henderson-morgan.com

Things to consider when buying a house abroad.

When considering the purchase of a property overseas, preparation is the key.

The first thing that should be established is the budget available. Deposits required, current and future exchange rates, total cost of finance, legal fees and tax obligations, should all be calculated before viewing any potential properties.

Mortgages can be pre-approved well in advance, and this could save both time and money. Many sellers will not accept an offer, unless it can be proven funding is in place or has been Pre-Approved. For the purchase of a re-sale property, the closing date will typically be set at 30-45 days after the signing of the sales contract, and some contracts may impose financial penalties for late closing/completion. Appointing a lawyer, who is qualified in local law, may pay dividends at this stage.
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Exchange rates can greatly affect the cost of an overseas property purchase. Deposits and closing fees would normally be converted from your home currency to the currency of the country you are buying in.

Finally, tax which may be payable not only on income, but also on capital gains. Mortgage interest and other costs can usually be offset against this, however a tax advisor should be consulted, or you could employ the services of a local accountant.

Henderson Morgan can provide a comprehensive service to those thinking of buying abroad with excellent exchange rates, an premium account in GBP, US$ and Euro. Our bilingual mortgage team can secure a mortgage and our wealth management team can ensure your tax is managed effectively and efficiently.
We pride ourselves on exceptional customer service and your relationship manager will manage the process from start to finish to ensure a stress free purchase of a new home.

Contact us at advisor@henderson-morgan.com

How to choose a offshore account

When opening a UK current account you have a choice when it comes to which account best suits your needs and it is exactly the same when considering an offshore account.

There are literally thousands of international providers out there all offering a range of accounts so how on earth can you find the best offshore bank account?

There are 3 things to consider when choosing a provider.



Safety & Security

The number one consideration when opening an offshore bank is the safety and security of your money. Make sure any bank or financial institution is based in a politically and economically stable jurisdiction, with suitable regulation.


Financial Advantage

An offshore account can be advantageous for those who deal in international multicurrency transactions, frequent travellers, those who live abroad and potentially tax efficient investments. Opening an offshore account should be financially advantageous to you.
Customer Service Levels
Many banks have forgotten the importance of customer service, you have become an account number to them and they have become a call centre or an automated telephone service to you. This is ok when you just need a quick account balance. However, when you want advice on how best to structure your account, how cheaply or swiftly you can send money internationally, where best to invest or how to secure an international mortgage or loan you a need a more personal and professional level of customer service. Discuss with any potential provider how you expect your relationship with then to be managed.
Henderson Morgan is a financial service provider regulated by the New Zealand government, a politically stable and safe jurisdiction and covered by the Financial Dispute Resolution up to £100,000; double that of UK Banking institutions. We provide a range of personal and corporate accounts as well as term deposits with competitive interest rates paid.
Our most popular account is our Premium International Account for clients who demand an exceptional level of customer service. At Henderson Morgan we provide ourselves on knowing our customers and understanding their needs.

The Premium International Account is ideal for our customers who seek flexible access to their money worldwide with a personal relationship manager ensuring exceptional customer’s service.

The account provides:


• Multicurrency banking in GBP, Euro & USD

• Free Platinum MasterCard in GBP

• 24/7 internet banking

• Priority Pass to give you free access to airport lounges worldwide*

• Your own personal relationship manager

• Preferential interest rates on Henderson Morgan term deposits

• Reduced fees on HM Wealth Management


If you would like to open an offshore account or discuss a whole range of Henderson Morgan products and services please contact our team on 0044 203 150 0923 or email advisor@henderson-morgan.com

Benefits of an offshore account

Why open an offshore account?

By managing your money offshore you can benefit in the following ways,

-offshore accounts offer a return on the your investment with interest paid gross

-effective tax planning

-accounts and service that can be structured to meet your personal circumstances

Anyone can open an offshore account Henderson Morgan and it could be what you need if you are moving abroad or an internationally active person who travels regularly. It is a simple process and everything can be done online.

Henderson Morgan has a team of experienced wealth management professionals who can help you make the most of a Henderson Morgan offshore account and grow your personal wealth for you and your family.

Free International Mastercard

Many offshore accounts charge over £100 plus for a Mastercard to access your offshore funds, however, open an account with Henderson Morgan and its free. Allowing you to access your fund worldwide 24/7 from ATMs, for buying goods and services online and shopping worldwide.

It very easy and takes less than 5 minutes to open an offshore account

Are you interested in opening an offshore account and don’t know where to start?

A n offshore account is simply an account outside of your country of residence, often in a low or no tax jurisdiction and provides many financial/tax benefits. Offshore accounts have traditionally been for the super rich, but now anyone can open an account for as little as £250.

A copy of your passport and recent utility bill are all you need to benefit from, asset protection, simplified international trade and travel, estate planning. privacy and a lower tax burden.

All circumstances are individual so please contact a professional for advice regarding how to open an offshore account.

Henderson Morgan