Introducing corporate accounts with a difference

Businesses that operate internationally often feel they get a poor deal from their multi-currency business accounts.

The accounts can be inflexible, involve high fixed fees, and whenever money is transferred between currencies they often involve an uncompetitive exchange rate and yet more fees.

Henderson Morgan, a new international finance house, aims to change all that.

Ashley Morgan, Director, explains:

‘We felt it was time that small to medium businesses who trade abroad got a better option. So we created two corporate accounts that are highly competitive with anything else in the marketplace. They are both based on what business owners told us they wanted.’

HM BUSINESS VALUE

This account is an honestly-sold, honestly-priced package including key benefits that you will struggle to find elsewhere at this price.

Henderson Morgan describe it as ‘an asset, not an overhead’.

Clients can bank in sterling, euros or US dollars. But in addition, according to the business’s need, funds can be held in one of 15 currencies around the world. Moving money between the currencies is done at excellent exchange rates.

International payment and receipt transactions are also carried out with refreshingly low fees, employing a rapid, secure payments system.

A company MasterCard is supplied as standard, in a currency nominated by the client company.

LInked savings accounts are available.

The account is operated online and by phone: this permits the lower overheads that allow Henderson Morgan to offer such good value.

The opening fee for HM Business Value is £250, and the monthly fee is just £15. For the array of services on offer, it is a bargain.

HM BUSINESS FIRST

In this account, all of the benefits of the Value account are available but in addition to them, Henderson Morgan have added value in three key ways.

HM Business First clients enjoy a personal contact with a named manager who will supply business banking support whenever required.

They get the highest savings interest rates that Henderson Morgan can offer.

And as a welcome addition for the weary corporate traveller, the HM Business First account includes a Priority Pass that allows free access to a range of airport lounges around the globe.

This is truly an account that opens doors, worldwide.

The opening fee for Business First is £500, and the monthly fee is £25.

OTHER BUSINESS SERVICES

The new Corporate Accounts are being joined by a range of other added-value services for businesses and businesspeople. These include –

• offshore company formation
• an offshore stock and forex trading platform;
• merchant services;
• savings accounts without tax deduction;
• wealth management for principals.



The Henderson Morgan Group includes companies registered in the UK, New Zealand and Belize.

The Group has a policy of social responsibility. As such its principals have founded the Florence Ellen Trust, a registered charity. Henderson Morgan Group has pledged to give 10% of its profits every year to the Trust to fund its work in assisting disadvantaged women and children in the poorest regions of Central Asia. Contributions from client companies are warmly welcomed.
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How to choose a offshore account

When opening a UK current account you have a choice when it comes to which account best suits your needs and it is exactly the same when considering an offshore account.

There are literally thousands of international providers out there all offering a range of accounts so how on earth can you find the best offshore bank account?

There are 3 things to consider when choosing a provider.



Safety & Security

The number one consideration when opening an offshore bank is the safety and security of your money. Make sure any bank or financial institution is based in a politically and economically stable jurisdiction, with suitable regulation.


Financial Advantage

An offshore account can be advantageous for those who deal in international multicurrency transactions, frequent travellers, those who live abroad and potentially tax efficient investments. Opening an offshore account should be financially advantageous to you.
Customer Service Levels
Many banks have forgotten the importance of customer service, you have become an account number to them and they have become a call centre or an automated telephone service to you. This is ok when you just need a quick account balance. However, when you want advice on how best to structure your account, how cheaply or swiftly you can send money internationally, where best to invest or how to secure an international mortgage or loan you a need a more personal and professional level of customer service. Discuss with any potential provider how you expect your relationship with then to be managed.
Henderson Morgan is a financial service provider regulated by the New Zealand government, a politically stable and safe jurisdiction and covered by the Financial Dispute Resolution up to £100,000; double that of UK Banking institutions. We provide a range of personal and corporate accounts as well as term deposits with competitive interest rates paid.
Our most popular account is our Premium International Account for clients who demand an exceptional level of customer service. At Henderson Morgan we provide ourselves on knowing our customers and understanding their needs.

The Premium International Account is ideal for our customers who seek flexible access to their money worldwide with a personal relationship manager ensuring exceptional customer’s service.

The account provides:


• Multicurrency banking in GBP, Euro & USD

• Free Platinum MasterCard in GBP

• 24/7 internet banking

• Priority Pass to give you free access to airport lounges worldwide*

• Your own personal relationship manager

• Preferential interest rates on Henderson Morgan term deposits

• Reduced fees on HM Wealth Management


If you would like to open an offshore account or discuss a whole range of Henderson Morgan products and services please contact our team on 0044 203 150 0923 or email advisor@henderson-morgan.com

Benefits of an offshore account

Why open an offshore account?

By managing your money offshore you can benefit in the following ways,

-offshore accounts offer a return on the your investment with interest paid gross

-effective tax planning

-accounts and service that can be structured to meet your personal circumstances

Anyone can open an offshore account Henderson Morgan and it could be what you need if you are moving abroad or an internationally active person who travels regularly. It is a simple process and everything can be done online.

Henderson Morgan has a team of experienced wealth management professionals who can help you make the most of a Henderson Morgan offshore account and grow your personal wealth for you and your family.

Free International Mastercard

Many offshore accounts charge over £100 plus for a Mastercard to access your offshore funds, however, open an account with Henderson Morgan and its free. Allowing you to access your fund worldwide 24/7 from ATMs, for buying goods and services online and shopping worldwide.

It very easy and takes less than 5 minutes to open an offshore account